About Retiree Health Benefits


Retiree Health Benefits, Inc. (RHB) is a consulting and brokerage service agency specializing in supporting the Senior market. Our Medicare Coverage Network service focuses on securing affordable healthcare insurance for seniors in the changing and confusing Medicare market.

Medicare Health Insurance

RHB assist seniors and employers daily with advice on enrolling properly in Medicare, to comparing Medigap or Med Advantage plans for seniors.  Each of these requires patience and sensitivity to the seniors’ need to navigate the complicated Medicare environment with all the qualifying and penalty-ridden rules and regulations.  RHB  prides itself on finding a “positive outcome” for everyone that reaches out to them.

RHB has assisted thousands of Seniors over-the-years with their Medicare needs.  This includes working with many Companies transitioning their retiree health plans to more affordable programs for their retirees, saving hundreds of thousands of dollars annually. For example, RHB continues to help retirees of bankrupt companies Enron and Bethlehem Steel, when these Seniors had nowhere else to turn as their senior healthcare coverage was terminated over 11 years ago.  RHB stepped-in to secure coverage for these retirees that continues to this day.

RHB assists many organizations throughout the country, all having a common theme of a “responsibility to continue to offer health benefits to its retirees”. Through interviewing key management personnel, review of corporate financial documentation, and applying our expertise and experience in the retiree healthcare benefits marketplace, we develop and implement the most cost effective solutions for our clients

Our staff, with its many years of healthcare experience and focused expertise, qualifies us to serve diverse clients – large and small companies, financially sound, or those in distress, service-based, manufacturing, and health and welfare funds. This unique experience blends benefit program knowledge, financial forecasting and actuarial analysis to best assist your management team in making an informed decision regarding FAS liability and healthcare cost reductions.

RHB partners with a National Independent insurance network to engage over 30 insurance carriers in all 50 states and Washington, D.C. providing your clients with a true CHOICE in Medicare coverage. Because we are independent and contract with this national network, we have the ability to help your retirees find the plan and company that best matches their needs.

Personalized Services include:

  • Assist in enrolling in Medicare Part B
  • Assist in sorting through the myriad of Medicare Health and Drug Plans
  • Enrolling each individual in the Most Appropriate Plan available

We partner with several service providers to develop the package of services to meet the outsourcing requirements of our clients. Actuarial and financial services are paramount in projecting the financial landscape, and our Staff, and our strategic partnerships, are called upon to meet the varying demands of our clients.

RHB partners with other strategic providers in developing a full service package of financial, benefits, human resources, actuarial and customer care services to meet the needs of our clients. Third Party Administrators and Specialty Providers provide the comprehensive services required to transition coverage for Company retirees. We partner with Providers with outstanding service records addressing all functions to completely outsource your Retiree Plan – customer care center with retiree specialists, full billing and collection services, policy issue and administration provide the resources and staff required for a successful outsourced benefits program.

Social Security Service

We answer the #1 Question all Seniors ask – When do I apply for Social Security Benefits?

We provide you with the information you need – “Step by Step Guide on HOW and WHEN to Apply for Social Security Benefits” and a personal report – “Social Security Analysis and Strategy”.  With this Social Security information in-hand, you are prepared to make the right decision on When and How to apply for your Social Security Benefits.

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