FREE MEDICARE E-BOOK

Are you as frustrated as I am with the volumes of information about Medicare? With my 30 years of experience in the healthcare industry, it is still a challenge. That’s why I put together this checklist for you. It is a simple, short explanation of the key components you need to understand to enroll in Medicare and select the most appropriate supplemental insurance plan that meets your needs. We have assisted thousands of seniors find affordable healthcare coverage, and work daily addressing senior Medicare issues. Take a look, use other resources on my website, and contact us to answer all your questions.

Learn the FIVE Questions to ask BEFORE enrolling in
Medicare Insurance Coverages!

1. Am I properly enrolled in Medicare Part A and Part B?

2. Can I continue to use my doctors?

3. Will my Prescriptions and Medical Treatments be covered?

4. What is best for me – a Medicare Supplemental Plan or Medicare Advantage Plan?

5. Will there be changes in my Health Plan this year?

     CLICK HERE for FREE 25 PAGE MEDICARE EBOOK!

 

SAMPLE PAGE:

PREFACE
The following Checklist is written to assist Seniors with the task of navigating the confusing and complicated Health Care system – MEDICARE! We have pulled together the information in a summary format, allowing the reader to quickly identify the key points and then dig-into the details through the weblinks and additional resource references in each Section.

Did You Know…
A 65-year-old couple retiring in 2016 is estimated to need $400,000 to cover medical expenses throughout retirement, according to the latest retiree health care costs estimate calculated by Fidelity Investments.

With this enormous healthcare expense facing seniors heading into retirement, it is imperative to understand your choices and get the advice you need to enroll in the best Medicare insurance plan that best fits your needs. Medicare is your primary source of your healthcare services typically covering 100% of your hospital expenses (after a deductible) and about 80% of all other medical expenses outside of the hospital setting.

Think of this information compiled for you as a CHECKLIST to put you on the right path to meeting time-sensitive deadlines for filing with Medicare Agencies, and then asking the right questions of the supporting Medicare Health Plans to insure your healthcare needs are met. Each and every Senior has his or her unique needs and must adapt those needs in the evaluation process to reviewing the options available with Medicare.

 

Vincent Cerilli

WHO IS VINCENT F. CERILLI

Vincent Cerilli has been directly involved with the healthcare industry for over 30 years. For the past 15 years he has focused on the senior market in an advisory and consulting role to employers and seniors regarding their Medicare coverage and supporting healthcare plan needs. In the early years of his career, being employed by Blue Cross & Blue Shield to support consumer and employer clients, he gained valuable experience with learning what consumers needed to best be served by their healthcare plan. Vince has adapted this to serving the senior market and is considered an expert in his field.

As the Medicare healthcare market changed over the years, Vince has assisted Companies and seniors do the same to adapt their needs to the Federal and State Agency programs, and Private Medicare Health Plans. Vince is certified in senior programs for the Medicare market and licensed to offer Seniors health insurance plans. Vince and his staff at Retiree Health Benefits, Inc. assist seniors and employers daily with advice on enrolling properly in Medicare, to comparing Medigap or Med Advantage plans for seniors, or to securing an affordable health plan for a former employee to replace COBRA coverage. Each of these requires patience and sensitivity to the seniors’ need to navigate the complicated Medicare environment with all the qualifying and penalty-ridden rules and regulations.

Vince and his staff pride themselves on finding a “positive outcome” for everyone that reaches out to them. Vince has assisted thousands of Seniors over-the-years secure affordable healthcare coverage. This includes working with many Companies transitioning their retiree health plans to more affordable programs for their retirees, saving hundreds of thousands of dollars annually.

For example, Vince continues to help retirees of bankrupt companies Enron and Bethlehem Steel, when these Seniors had nowhere else to turn as their senior healthcare coverage was terminated over 8 years ago. Vince and his company stepped-in to secure coverage for the retirees that continues to this day. Vince and his staff welcome the opportunity to assist all Seniors with the challenge of understanding and navigating through Medicare, and enrolling in a health plan that fits their needs.

Copyright © 2024 Retiree Health Benefits, Inc. All rights reserved.